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401k/Retirement Services
Choosing the best 401K/Retirement Plan provider for employees can be a daunting task for employers. Many providers have limited investment choices and often come with significant hidden fees. The plan sponsor has a fiduciary responsibility to choose the best option for the company and understand the costs involved. The PMG solution provides a plan with fully disclosed, single fee pricing. The single fee includes record keeping, electronic deposits, loan processing, quarterly participant statements, internet access for all participants, annual required testing, and preparation of the form 5500. There are no hidden fees or commissions.

Many plans offer limited choices for plan investments. The provider allows the sponsor to choose mutual funds for the plan from a list of mutual funds provided by only a few mutual fund companies. The mutual fund companies are generally chosen because of the trailing fees in the fund family or the marketing fee paid to the provider to be a choice on the platform. PMG operates without the limited choices and hidden fees. We work with our plan sponsors to select from over 12,000 mutual funds, including no-load mutual funds, to create a plan from the best choices available. In addition to the mutual fund choices, PMG offers your employees several managed options for no additional cost. While other retirement plans may offer a managed option, it is usually limited to a static allocation or actively managed using the funds in the plan. PMG is different because we can use other asset classes in our managed portfolio in addition to mutual funds. PMG manages accounts within retirement plans using the same philosophy as individual accounts outside of the plan. PMG has the flexibility to use stocks, ETFs, bonds, and other products in addition to mutual funds to provide the same diversity to our clients within retirement plans as we do for our individually managed accounts. 

The flexibility in designing a fully disclosed pricing 401K plan that fits your business is what sets us apart from the other providers. Businesses provide employees a retirement plan as a benefit. Make it as beneficial as possible by providing a plan that maximizes the employee's retirement savings.

Contact us today to receive your confidential plan assessment.

Pebble Management Group, LLC is a Registered Investment Adviser. Information presented in this publication is not intended to be specific investment advice. Investors should consult a qualified financial adviser before making investments specific to their needs and situation. The information in this website constitutes neither an offer to sell nor a solicitation to invest. Such offer or solicitation will be made only in those jurisdictions where permitted by law.

To the extent that this material concerns tax or legal matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax and/or legal professional based on his or her individual circumstances.

These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.

This communication is strictly intended for individuals residing in the state(s) of LA. No offers may be made or accepted from any resident outside the specific states referenced.

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